EMA Critical Illness
Emergency Management Assistance (EMA) provides members access to their membership savings, including access to Group Critical Illness insurance. In addition to savings through numerous EMA membership benefits, EMA offers families the unique ability to protect against critical illnesses through EMA Advantage Critical Illness.
Advantage Critical Illness Coverage Levels include:
- Critical Illness for heart attack, stroke, paralysis and more!
- Critical Illness Benefit Levels are shown below for Member or Member + Spouse.
NOTE: Coverage is not available for children.
Critical Illness Benefit
Levels – $6,000/$10,000
Diagnosis Adult
- Alzheimer’s Disease – 100%
- Benign Brain Tumor – 100%
- Carcinoma In Situ – 25%
- Coma – 100%
- Coronary Disease – 25%
- Heart Attack – 100%
- Life Threatening Cancer – 100%
- Loss of Hearing – 100%
- Loss of Sight – 100%
- Loss of Speech – 100%
- Major Organ Failure – 100%
- Motor Neuron Disease (ALS) – 100%
- Multiple Sclerosis – 100%
- Occupational Hepatitis – 100%
- Occupational HIV – 100%
- Paralysis – 100%
- Parkinson’s Disease – 100%
- Ruptured Cerebral, Carotid or Aortic Aneurysm – 100%
- Severe Brain Damage – 100%
- Stroke – 100%
EMA Advantage Critical Illness: For a full list of covered benefits and restrictions, further documentation will be made available to you in a Certificate of Insurance.
